1. General

These Terms govern paid services of “Baltava”. Free features — browsing listings, basic registration, and publication where available without payment — are not covered here.

By tapping “Pay”, you enter into a distance contract for digital services and confirm you have read these Terms, the Privacy Policy, and the final amount shown before payment.

2. Paid services and prices

Prices are in euros (EUR). VAT and other taxes are added or included depending on the buyer’s country and Stripe settings. The exact amount is always shown on the payment confirmation screen.

3. Payment methods

4. When the service is deemed provided

The service begins immediately after successful payment: subscriptions unlock features; promotion increases listing visibility; advertising starts delivery per the selected package. From that moment the service is deemed started and partially or fully consumed.

5. Refund policy

No refund is provided, including if you: cancel a subscription before the paid period ends; remove or unpublish a listing; do not get the engagement you expected from promotion; violate Service rules and your account is suspended; used part of a promotion period.

6. Subscriptions: renewal and cancellation

7. When a refund may still be granted

Decisions are made individually within 14 business days. Refunds are issued to the original payment method unless otherwise agreed.

8. Withdrawal right (EU/EEA consumers)

Under Art. 16(m) of Directive 2011/83/EU, the 14-day withdrawal right does not apply to digital services where performance began with your express consent and you confirmed that you lose the withdrawal right. By paying, you give such consent.

9. Disputes and chargebacks

Payments are processed by Stripe Payments Europe Ltd. or Stripe affiliates. If you disagree with a charge, contact info@baltava.com first — we respond within 5 business days. Chargebacks without contacting us may result in account suspension.

EU consumers may use the European Commission ODR platform: https://ec.europa.eu/consumers/odr. We are not obliged to participate in alternative dispute resolution, but we review complaints in good faith.

10. Contact

Payment and refund questions: info@baltava.com. Include your account email, payment date, and transaction ID from “Transaction history” in the app — this helps us locate the payment and respond faster.